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VisaIntelligent Commerce

Virtual cards for AI agents.

Nevermined issues Visa-powered virtual cards that let AI agents make real payments anywhere Visa is accepted, settled via the x402 protocol.

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pay.nevermined.app
Visa Intelligent Commerce
Visa Virtual Cards · Production
VISA
•••• 4242
ACTIVE
Mandate$50/mo
Used$12.80
Txns7 / 50
Latest settlement
✓x402 → VIC → Stripe
$8.50
Two ways in

How are you integrating?

Whether you prefer a visual dashboard or a programmatic API - the same VIC rails power both paths.

Enroll a card, set spending mandates, and hand your agent an API key - all from the dashboard. No code required.

1
Enroll your Visa card
PCI-compliant form powered by VGS - your card number never touches Nevermined
2
Create a spending mandate
Set an amount cap, currency, expiry, and max transactions. Revoke instantly.
3
Copy your API key
Hand it to your agent - it handles the rest via x402
VGS CollectVIC EnrollmentFIDO2 PasskeyInstant Revoke
Open Nevermined Pay →
Why VIC

Virtual cards on real Visa rails

This isn't a sandbox. Nevermined generates virtual card credentials for AI agents - settled through the same rails behind billions of daily transactions.

Visa Token Service

VTS

VTS replaces the real card number (PAN) with a device-provisioned token (DPAN) that's bound to Nevermined. The actual card number never enters our system - Visa holds it. Captured via PCI SAQ-D compliant VGS vault, encrypted AES-256 at rest, TLS 1.3 in transit.

PAN: 4111 •••• •••• 1111DPAN: 4895 •••• •••• 7623
Card data goes from VGS → Visa directly. Nevermined is never in the data path.

Visa Intelligent Commerce

VIC

When an agent needs to pay, VIC generates a one-time payment credential - a cryptogram that authorizes exactly that transaction. It's the programmable layer on top of tokenization.

credentialTAVV_AEh3k9x…
eci07
typeTAVV (Token Auth)
One-time credential. One transaction. Then it's gone.
Current eligibility: US-issued consumer Visa cards only. Corporate/business cards and Chase-issued cards are not yet supported for VIC enrollment.

Three steps. One dashboard.

Everything happens at pay.nevermined.app

Card number4111 •••• •••• 1111
Expiry12/28
CVC•••
Enroll Card via VGS
Create spending mandate
Amount cap$500.00
CurrencyUSD
Expires2026-04-19
Max uses100
Set Mandate
x402 payment token
eyJ0eXAiOiJ4NDAyLXYyIiwic2NoZW1lIjoidmlzYSIsIm5ldHdvcmsiOiJ2aXNhOnZ0cyIsImFtb3VudCI6Ijg1MC…
verify → VIC credentials → Stripe settle
✓ Settled$8.50 USD
1

Enroll your Visa card

Enter your card in a PCI-compliant form (VGS). Data goes directly to Visa Intelligent Commerce, never through Nevermined. Verified via FIDO2 passkey or 3-D Secure.

Eligibility: US-issued consumer Visa cards only. No corporate cards. Chase-issued cards not currently supported.
PCI SAQ-DVGS CollectVIC EnrollmentFIDO2 Passkey
2

Set spending mandates

Define how much your agent can spend, in what currency, for how long, and how many transactions. Revoke instantly with one click.

Amount capsTime limitsInstant revokeAudit trail
3

Agent transacts via x402

Hand the x402 token to your agent. When it hits a paywall, Nevermined verifies, VIC generates a one-time cryptogram, and Stripe settles.

x402 headerVirtual cardSettlementAudit log
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Security & Compliance

Enterprise-grade from card vault to settlement

Card data never touches Nevermined. Every layer - enrollment, tokenization, and settlement - is independently audited.

PCI SAQ-D

Card data captured by VGS and sent directly to Visa. Nevermined never sees or stores raw PANs.

SOC 2 Type II

Independently audited for security, availability, and confidentiality. Report available under NDA.

ISO 27001

Certified ISMS covering data handling, access controls, and incident response processes.

VIC Production

Live Visa Intelligent Commerce enrollment. DPANs bound to Nevermined as token requestor. Visa-managed lifecycle.

FIDO2 Passkeys

Phishing-resistant, hardware-bound authentication at card enrollment. No SMS. No TOTP.

GDPR Compliant

AES-256 at rest, TLS 1.3 in transit. Data deletion honoured. Exportable audit logs for regulators.

Enterprise customers:

SOC 2 Type II report, ISO 27001 certificate, and PCI attestation available under NDA. Contact us for details.

Frequently asked questions

Everything you need to know about Visa virtual cards and AI agent payments.

Production. Nevermined is live on Visa Intelligent Commerce (VIC), the same infrastructure behind billions of real-world transactions. Your enrolled card is tokenized by Visa into a device-provisioned token (DPAN), and every agent payment generates a one-time VIC cryptogram that is settled through real acquiring banks.

Nevermined Pay →

Learn how users enroll, set mandates, and delegate payment capability to agents. The full product story.

x402 Documentation →

Integrate x402 payments into your agent. HTTP-native, no SDK required, works with any language.

Get started

Visa virtual cards on real Visa rails

Issue Visa-powered virtual cards for your AI agents. Explore the dashboard to get started - Stripe-powered Nevermined Pay is available today.

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